7 Cheap Places To Live In Florida

Florida is one of the fantastic places where you can settle in the United States. It flaunts top-tier vacation hotspots, as well as other untouched wonders that you need to explore by yourself. 

Of course, Florida’s economy is quite vibrant. Industries and corporations are sprawling here–with many career opportunities waiting for anyone who has enough qualifications. The standard of living is excellent, with most of its households earning enough to buy their own houses and support their lifestyle. Moreover, it is not a secret that the Sunshine State is the home of lavishing beachfront houses and celebrity mansions. 

But don’t ever think that Florida is too expensive for you. In fact, it still remains an affordable state to dwell in. 

In this video, I am going to list down all of the insanely cheap places to live in Florida. 

Without further ado, let’s get started. 

7 Cheap Places To Live In Florida

7. Pensacola

With a median apartment rate of $1,250 and a median household income of $50,000, it is not a surprise that Pensacola is considered one of the most inexpensive places in Florida. One of its major economic forces is industries related to military and defense. After all, military bases such as Eglin Air Force Base, Pensacola Naval Air Station, and Naval Technical Training are all grounded here. 

Simultaneously, it is also a wonderful place to settle if you want to get beach houses–as Pensacola is a beachfront city. 

Furthermore, it also has a bustling economy, thanks to its healthcare and construction markets. You can’t also take tourism out of the picture. Being a barrier island, Pensacola attracts millions of people from and outside the country. 

You’ll definitely love the pristine beaches and kilometer-long white sand strips of Pensacola. And given that it is not that expensive to live here, there are indeed many reasons why living here is a good decision. 

6. Bartow

Bartow may not be the first place that comes to your mind when it comes to affordable places to live in Florida. But believe it or not, your money will have a long way here.

Bartow is a city situated 40 miles east of Tampa. It has a population of only 20,000 and provides a median home price of only $140,000. In fact, its housing price is lower than the national average, making it an ideal dwelling place for individuals who want to start a family. It is also notable that Bartow has a serene environment–it has low crime rates and features a hospitable atmosphere. 

Bartow is considered affordable because its transportation, healthcare, grocery, and housing are all below the state’s average. For example, a single bedroom studio here has a rental cost of $640 per month. With its decent employment rate, anyone can shoulder the cost of living here. 

Of course, another reason why you should seriously consider moving to Bartow is because of its thriving art and culture scene. The entire place is surrounded by historical architecture and buildings. Because of its proximity to Orlando and Tampa, you can always enjoy your weekends at various theme parks. 

Read more: 9 Best Places To Live In New Jersey

5. Dunedin

For those searching for a place that has a calm and idyllic ambiance without being too expensive, Dunedin is the best place for you. Specifically, Dunedin is located on the west coast of Florida. Needless to say, it is a beach town that offers some of the finest views in the Sunshine State. Moreover, the town has low crime rates, high educational standards, and moderate job prospects. 

I have to admit that the downtown of Dunedin is somewhat expensive. However, if you are just going to settle on its outskirts, then you can always achieve frugal living. It is easy to acquire properties there, especially if you are into condos. Furthermore, Dunedin’s utilities, transportation, and other essential services are lower than the national and state average. 

With its captivating white sand beaches and comfortable temperature, Dunedin always presents itself as a romantic destination. If you have the chance, I recommend that you visit the Honeymoon Island State Park–including its Dog Beach!

4. Quincy

You’ll never get wrong if you consider Quincy as your prospective home. The latter is one of the smallest cities in Florida, which is situated within the heart of Garden County. Its median property value is $145,000, making it extremely affordable. You are also safe to start a family here, considering that its crime rate is lower than the national average. 

I do believe that Quincy is an underrated dwelling city in Florida. And it can be proven by its low population (only less than 8000 people live here!). If I were you, I would grab the opportunity to get a property here. In fact, Quincy is the city in Florida with the most number of homeowners. 

You don’t have to worry about your employment either. As long as you are skilled and qualified enough, there’s a place for you here. After all, its unemployment is only 6% as of 2021. 

Will you get bored if you live in Quincy? That’s not going to happen. For outdoor enthusiasts, this city is a haven. It is abundant in state parks, nature trails, and even historical museums. Once you are here, don’t forget to explore the Lake Talquin State Forest, River Blueway National Recreation Trail, and The Shade Tobacco Museum.

3. Gainesville

This booming city in Florida is known as the home of the University of Florida and other world-class educational institutions. At the same time, it also provides affordable housing options, utilities, and other essential services. 

Gainesville is located within Alachua County. It is a notable destination for individuals searching for a safe and inexpensive dwelling place but doesn’t want a suburban or rural setting. All the amenities and services that you need can be accessed here. It also has a decent health system and responsive emergency lines.

Specifically, the cost of living in Gainesville is two percent lower than the national average. Even its median home price is lower than the entire state of Florida.

Furthermore, employment opportunities are vast in this city. You have the chance to land a job at any of the following companies and institutions: University of Florida Health, Shands HealthCare, Alachua County School Board, and North Florida Regional Medical Center. 

You will never have a dull time in Gainesville. Numerous public parks, walking trails, and lakes are present in this place. During summer, I highly suggest that you head to the Ichetucknee Springs State Park!

2. Orlando 

Orlando - 7 Cheap Places To Live In Florida
Orlando – 7 Cheap Places To Live In Florida

Surprisingly enough, the city of Orlando isn’t that expensive. Just because it has the moniker of the “Theme Park Capital of the World” doesn’t mean that it will break your bank. The mere fact that its median home price is just $233,000 speaks volumes to the quality of living that you can get here without bursting your savings. 

Many residents in Orlando have their respective houses and properties. Its healthcare, utilities, and groceries will never exhaust your budget–even if you are just an average earner. It even gets cheaper if you decide to live on the city’s outskirts and decide to stay away from its theme parks!

Orlando is known for its laid-back ambiance and spectacular attractions. It is one of the tourist hotspots in Florida and is a known economic driver of the state. Each year, this city gathers more than 50 million tourists all over the world. Aside from its theme parks, the Boggy Creek Airboat Tour and Kennedy Space Center are among the major attractions here.

Moreover, Orlando is not lagging when it comes to job opportunities. Fresh graduates and career individuals will certainly find their place here. Tourism, electronic, and aviation industries are among its top job markets. 

1. Cape Coral

Another city in the Sunshine State that you should consider is Cape Coral. The latter didn’t emerge at the same time as Florida. It was a multicultural community that was developed in the middle of Florida’s history. Located near Fort Myers, the Waterfront Wonderland offers its basic amenities at a very low price. This means that its healthcare, housing, and utility costs are significantly lower than the national average. 

Furthermore, Cape Coral will not require you to pay various forms of taxes such as estate tax and income tax. It doesn’t even have any inheritance tax, which is wonderful news for those who are looking for a place to retire. Meanwhile, the rental rates of family homes in this city are less than $1,200 a month. In fact, a single-bedroom apartment only costs around $900 per month. 

If you are planning to get your own house here, you are up for a good deal. After all, the median home price in this city is at $230,000 only.

The quality of life you can experience in Cape Coral is definitely superb. There’s a lot of things that you can do, such as visiting the Keys, Everglades, and Walt Disney World. 

And that completes our list! Subscribe and turn on notifications so that you’ll never miss any of my videos. I’ll see you next time. Take care and stay safe!

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